Press Release|CMBS

KBRA Downgrades Three Ratings and Affirms All Other Outstanding Ratings for BBCMS 2022-C15

7 Mar 2025   |   New York

Contacts

KBRA downgrades three ratings and affirms all other outstanding ratings for BBCMS 2022-C15, a $1.0 billion CMBS conduit transaction. The rating actions follow a surveillance review of the transaction, which shows an increase in KBRA's estimated losses for three (5.9% of the pool) of the deal's 10 K-LOCs (20.0%). Four additional loans (18.8%) among the top ten have been assigned KPOs of Underperform.

As of the February 2025 remittance period, there are three specially serviced loans (7.4%), including one in foreclosure (2.4%). KBRA identified 10 K-LOCs (20.0%), including the specially serviced loans. These include one top 10 loan:

  • Coleman Highline Phase IV (3rd largest, 6.1%)

Three K-LOCs have estimated losses:

  • Salina Meadows Office Park (2.4% of the pool, 73.0% estimated loss severity)
  • VVF (2.0%, 20.9%)
  • NYC MFRT Portfolio (1.5%, 21.1%)

The remaining six K-LOCs do not have estimated losses and represent 8.0% of the pool.

Excluding the K-LOCs with losses, the transaction's WA KLTV is 103.3%, compared to 97.8% at last review and 96.7% at securitization. The WA KDSC is 2.25x, compared to 2.36x at last review and 2.40x at securitization.

Details concerning the classes with ratings changes are as follows:

  • Class F to B- (sf) from BB (sf)
  • Class G-RR to CCC (sf) from B (sf)
  • Class X-F to B- (sf) from BB (sf)

To access ratings and relevant documents, click here.

Click here to view the report.

Related Publication

Methodologies

Disclosures

Further information on key credit considerations, sensitivity analyses that consider what factors can affect these credit ratings and how they could lead to an upgrade or a downgrade, and ESG factors (where they are a key driver behind the change to the credit rating or rating outlook) can be found in the full rating report referenced above.

A description of all substantially material sources that were used to prepare the credit rating and information on the methodology(ies) (inclusive of any material models and sensitivity analyses of the relevant key rating assumptions, as applicable) used in determining the credit rating is available in the Information Disclosure Form(s) located here.

Information on the meaning of each rating category can be located here.

Further disclosures relating to this rating action are available in the Information Disclosure Form(s) referenced above. Additional information regarding KBRA policies, methodologies, rating scales and disclosures are available at www.kbra.com.

About KBRA

Kroll Bond Rating Agency, LLC (KBRA), one of the major credit rating agencies (CRA), is a full-service CRA registered with the U.S. Securities and Exchange Commission as an NRSRO. Kroll Bond Rating Agency Europe Limited is registered as a CRA with the European Securities and Markets Authority. Kroll Bond Rating Agency UK Limited is registered as a CRA with the UK Financial Conduct Authority. In addition, KBRA is designated as a Designated Rating Organization (DRO) by the Ontario Securities Commission for issuers of asset-backed securities to file a short form prospectus or shelf prospectus. KBRA is also recognized as a Qualified Rating Agency by Taiwan’s Financial Supervisory Commission and is recognized by the National Association of Insurance Commissioners as a Credit Rating Provider (CRP) in the U.S.

Doc ID: 1008471