Press Release|CMBS

KBRA Downgrades Four Ratings and Affirms All Other Ratings for BANK 2019-BNK17

7 Mar 2025   |   New York

Contacts

KBRA downgrades the ratings of four classes of certificates and affirms all other outstanding ratings for BANK 2019-BNK17, a $798.4 million CMBS conduit transaction. The rating actions follow a surveillance review of the transaction, which has exhibited an increase in KBRA's estimated losses on two of the K-LOCs (13.8% of the pool balance).

As of the February 2025 remittance period, there are no delinquent or specially serviced loans; however, KBRA identified three K-LOCs (15.1%), two of which have estimated losses (13.8%). These include two of the top 10 loans:

  • 350 Rhode Island South (largest, 7.8%, 38.5% estimated loss severity)
  • Grand Oaks Business Park (5th largest, 6.0%, 12.2%)

The remaining K-LOC does not have an estimated loss and represents 1.4% of the pool.

Excluding the K-LOCs with estimated losses, the transaction's WA KLTV is 87.4%, compared to 96.3% at last review and 90.8% at securitization. The KDSC is 2.14x, compared to 2.12x at last review and 2.17x at securitization.

Details concerning the classes with ratings changes are as follows:

  • Class F to B- (sf) from BB- (sf)
  • Class G to CCC (sf) from B- (sf)
  • Class X-F to B- (sf) from BB- (sf)
  • Class X-G to CCC (sf) from B- (sf)

To access ratings and relevant documents, click here.

Click here to view the report.

Related Publication

Methodologies

Disclosures

Further information on key credit considerations, sensitivity analyses that consider what factors can affect these credit ratings and how they could lead to an upgrade or a downgrade, and ESG factors (where they are a key driver behind the change to the credit rating or rating outlook) can be found in the full rating report referenced above.

A description of all substantially material sources that were used to prepare the credit rating and information on the methodology(ies) (inclusive of any material models and sensitivity analyses of the relevant key rating assumptions, as applicable) used in determining the credit rating is available in the Information Disclosure Form(s) located here.

Information on the meaning of each rating category can be located here.

Further disclosures relating to this rating action are available in the Information Disclosure Form(s) referenced above. Additional information regarding KBRA policies, methodologies, rating scales and disclosures are available at www.kbra.com.

About KBRA

Kroll Bond Rating Agency, LLC (KBRA), one of the major credit rating agencies (CRA), is a full-service CRA registered with the U.S. Securities and Exchange Commission as an NRSRO. Kroll Bond Rating Agency Europe Limited is registered as a CRA with the European Securities and Markets Authority. Kroll Bond Rating Agency UK Limited is registered as a CRA with the UK Financial Conduct Authority. In addition, KBRA is designated as a Designated Rating Organization (DRO) by the Ontario Securities Commission for issuers of asset-backed securities to file a short form prospectus or shelf prospectus. KBRA is also recognized as a Qualified Rating Agency by Taiwan’s Financial Supervisory Commission and is recognized by the National Association of Insurance Commissioners as a Credit Rating Provider (CRP) in the U.S.

Doc ID: 1008472