Press Release|ABS

KBRA Places the Ratings of EnFin Residential Solar Receivables Trust 2024-1 on Watch Downgrade

27 Mar 2026   |   New York

Contacts

KBRA has placed the three outstanding classes of notes on EnFin Residential Solar Receivables Trust 2024-1 (“EnFin 2024-1”), a residential solar loan transaction, on Watch Downgrade due to deterioration in collateral credit performance evidenced by increases in cumulative net loss (“CNL”) volumes and a decrease in overcollateralization and credit enhancement for each class of notes.

The table below displays the initial and current credit enhancement and the Watch Placements undertaken in this review. To date, the securities have received timely interest payments.

Initial C/E Current C/E (% Adjusted PB) (% Adjusted PB) A 10.52% 9.61% A- (sf) A- (sf) A- (sf) / Watch Downgrade B 6.47% 5.52% BBB- (sf) BBB- (sf) BBB- (sf) / Watch Downgrade C 2.22% 1.22% BB- (sf) BB- (sf) BB- (sf) / Watch Downgrade Class To At Closing From

Cumulative net losses and delinquencies for EnFin 2024-1 are depicted in the table below as of the February 2026 distribution date (January 2026 collection period). Cumulative net losses are above KBRA’s base case assumption of 2.65% at the same month of seasoning.

22 3.65% 2.01% Current CNL Current Delinquencies Months Seasoned

KBRA will continue to monitor the performance of the transactions and will seek to resolve or update the Watch Placements within 90 days.

To access ratings and relevant documents, click here.

Methodologies

Disclosures

A description of all substantially material sources that were used to prepare the credit rating and information on the methodology(ies) (inclusive of any material models and sensitivity analyses of the relevant key rating assumptions, as applicable) used in determining the credit rating is available in the Information Disclosure Form(s) located here.

Information on the meaning of each rating category can be located here.

Further disclosures relating to this rating action are available in the Information Disclosure Form(s) referenced above. Additional information regarding KBRA policies, methodologies, rating scales and disclosures are available at www.kbra.com.

About KBRA

Kroll Bond Rating Agency, LLC (KBRA), one of the major credit rating agencies (CRA), is a full-service CRA registered with the U.S. Securities and Exchange Commission as an NRSRO. Kroll Bond Rating Agency Europe Limited is registered as a CRA with the European Securities and Markets Authority. Kroll Bond Rating Agency UK Limited is registered as a CRA with the UK Financial Conduct Authority. In addition, KBRA is designated as a Designated Rating Organization (DRO) by the Ontario Securities Commission for issuers of asset-backed securities to file a short form prospectus or shelf prospectus. KBRA is also recognized as a Qualified Rating Agency by Taiwan’s Financial Supervisory Commission and is recognized by the National Association of Insurance Commissioners as a Credit Rating Provider (CRP) in the U.S.

Doc ID: 1014187